There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Jaynagar Mazilpur branch in South 24 Parganas, Jaynagar Majilpur, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in South 24 Parganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0001792. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Jaynagar Mazilpur, South 24 Parganas

The table below shows the main details of the IFSC Code UTIB0001792 for the Axis Bank branch in South 24 Parganas, which falls under the Jaynagar Majilpur district in West Bengal.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001792
Branch Jaynagar Mazilpur
City South 24 Parganas
District Jaynagar Majilpur
State West Bengal
Address 16 No. Thana Cross Road, Jaynagar Mazilpur Municipality, Jaynagar Mazilpur, Dist.South 24 Parganas, West Bengal, Pin 743337

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in South 24 Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001792 for the Jaynagar Mazilpur branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Jaynagar Mazilpur, South 24 Parganas, West Bengal, are given a unique IFSC like UTIB0001792 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in South 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like South 24 Parganas and Jaynagar Majilpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Jaynagar Mazilpur goes to the correct branch. This is important because Axis Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0001792

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jaynagar Mazilpur in South 24 Parganas.

For example, the IFSC Code UTIB0001792 of Axis Bank for the Jaynagar Mazilpur branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0001792 of Axis Bank for its Jaynagar Mazilpur branch located in South 24 Parganas, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in South 24 Parganas and Jaynagar Majilpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Jaynagar Mazilpur or South 24 Parganas to find the exact IFSC Code UTIB0001792.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and South 24 Parganas will provide accurate information.

How to Use IFSC Code UTIB0001792 for Online Transfers?

Once you have the IFSC Code UTIB0001792 for the Jaynagar Mazilpur branch of Axis Bank in South 24 Parganas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001792. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001792.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Jaynagar Mazilpur in South 24 Parganas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jaynagar Mazilpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South 24 Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Jaynagar Mazilpur, South 24 Parganas?

The IFSC Code is UTIB0001792.

Is the IFSC Code UTIB0001792 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Jaynagar Mazilpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jaynagar Mazilpur branch?

The address of the branch is 16 No. Thana Cross Road, Jaynagar Mazilpur Municipality, Jaynagar Mazilpur, Dist.South 24 Parganas, West Bengal, Pin 743337 located in South 24 Parganas, Jaynagar Majilpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.