There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Canning branch in South 24 Parganas, Canning, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in South 24 Parganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0002183. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Canning, South 24 Parganas

Here are the main details that are associated with the IFSC Code UTIB0002183 of Axis Bank for its branch located in South 24 Parganas, within the district of Canning in the state of West Bengal.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002183
Branch Canning
City South 24 Parganas
District Canning
State West Bengal
Address Ground Floor, Maa Anandamoyee Bhawan, Po & Ps Canning,Canning,Pin-743329

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in South 24 Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002183 for the Canning branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Canning, South 24 Parganas, West Bengal, is provided a unique IFSC like UTIB0002183 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in South 24 Parganas.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like South 24 Parganas and Canning.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Canning do not get misguided to another person.

Format of the IFSC Code UTIB0002183

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Canning in South 24 Parganas.

For example, the IFSC Code UTIB0002183 of Axis Bank for the Canning branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0002183 of Axis Bank for its Canning branch located in South 24 Parganas, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in South 24 Parganas and Canning, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Canning or South 24 Parganas to find the exact IFSC Code UTIB0002183.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and South 24 Parganas will provide accurate information.

How to Use IFSC Code UTIB0002183 for Online Transfers?

Once you have the IFSC Code UTIB0002183 for the Canning branch of Axis Bank in South 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002183. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002183.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Canning in South 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Canning, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in South 24 Parganas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Canning, South 24 Parganas?

The IFSC Code is UTIB0002183.

Is the IFSC Code UTIB0002183 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Canning?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Canning branch?

The address of the branch is Ground Floor, Maa Anandamoyee Bhawan, Po & Ps Canning,Canning,Pin-743329 located in South 24 Parganas, Canning, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.