Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Robertsganj branch in Sonbhadra, Robertsganj, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Sonbhadra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0003160. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Robertsganj, Sonbhadra

Here are some of the key details that come with the IFSC Code UTIB0003160 of Axis Bank for its branch located in Sonbhadra, within the district of Robertsganj in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003160
Branch Robertsganj
City Sonbhadra
District Robertsganj
State Uttar Pradesh
Address Khasra No 436 House No 11 Ward No 6 Near Dharamshala Robertganj Distt Sonbhadra Up 231216

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Sonbhadra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003160 for the Robertsganj branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Robertsganj, Sonbhadra, Uttar Pradesh, are allotted a unique IFSC like UTIB0003160 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sonbhadra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sonbhadra and Robertsganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Robertsganj reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UTIB0003160

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Robertsganj in Sonbhadra.

For example, the IFSC Code UTIB0003160 of Axis Bank for the Robertsganj branch includes these elements, identifying the bank and the branch location in Sonbhadra and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003160 of Axis Bank for its Robertsganj branch located in Sonbhadra, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Sonbhadra and Robertsganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Robertsganj or Sonbhadra to get the exact IFSC Code UTIB0003160.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Sonbhadra, you'll get the correct details.

How to Use IFSC Code UTIB0003160 for Online Transfers?

If you have the IFSC Code UTIB0003160 for the Robertsganj branch of Axis Bank in Sonbhadra, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003160. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003160.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Robertsganj in Sonbhadra, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Robertsganj, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sonbhadra manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Robertsganj, Sonbhadra?

The IFSC Code is UTIB0003160.

Is the IFSC Code UTIB0003160 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Robertsganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Robertsganj branch?

The address of the branch is Khasra No 436 House No 11 Ward No 6 Near Dharamshala Robertganj Distt Sonbhadra Up 231216 located in Sonbhadra, Robertsganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.