There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Nalagarh branch in Solan, Nalagarh, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Solan or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0003610. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Nalagarh, Solan

Here are some of the key details that come with the IFSC Code UTIB0003610 of Axis Bank for its branch located in Solan, within the district of Nalagarh in the state of Himachal Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003610
Branch Nalagarh
City Solan
District Nalagarh
State Himachal Pradesh
Address Ground Floor Khasra No. 1116501 Khata No. 8286 Ward 2 Mini Secretariat Ropar Baddi Road Nalagarh174101

These details helps users in online banking and for businesses and individuals who use Axis Bank in Solan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003610 for the Nalagarh branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Nalagarh, Solan, Himachal Pradesh, is provided a unique IFSC like UTIB0003610 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in Solan.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Solan and Nalagarh.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Nalagarh do not get misguided to another person.

Format of the IFSC Code UTIB0003610

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nalagarh in Solan.

For example, the IFSC Code UTIB0003610 of Axis Bank for the Nalagarh branch includes these elements, identifying the bank and the branch location in Solan and Himachal Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0003610 of Axis Bank for its Nalagarh branch located in Solan, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Solan and Nalagarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Nalagarh or Solan to get the exact IFSC Code UTIB0003610.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Solan, then it will provide you proper information.

How to Use IFSC Code UTIB0003610 for Online Transfers?

Once you have the IFSC Code UTIB0003610 for the Nalagarh branch of Axis Bank in Solan, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003610. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003610.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Nalagarh in Solan may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Nalagarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Solan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Nalagarh, Solan?

The IFSC Code is UTIB0003610.

Is the IFSC Code UTIB0003610 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Nalagarh?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nalagarh branch?

The address of the branch is Ground Floor Khasra No. 1116501 Khata No. 8286 Ward 2 Mini Secretariat Ropar Baddi Road Nalagarh174101 located in Solan, Nalagarh, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.