IFSC Code of Axis Bank, Baddi [Himachal Pradesh], Baddi, Himachal Pradesh- UTIB0000366

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Baddi [Himachal Pradesh] branch in Solan, Baddi, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Solan or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0000366. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Baddi [Himachal Pradesh], Solan

Below in the table are the key details related to IFSC Code UTIB0000366 of Axis Bank for its branch located in Solan, within the district of Baddi in the state of Himachal Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Solan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000366 for the Baddi [Himachal Pradesh] branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Baddi [Himachal Pradesh], Solan, Himachal Pradesh, is provided with a unique IFSC like UTIB0000366 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Solan.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Solan and Baddi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Baddi [Himachal Pradesh] do not get mixed with another location.

Format of the IFSC Code UTIB0000366

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Baddi [Himachal Pradesh] in Solan.

For example, the IFSC Code UTIB0000366 of Axis Bank for the Baddi [Himachal Pradesh] branch has these elements, identifying the bank and the branch location in Solan and Himachal Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000366 of Axis Bank for its Baddi [Himachal Pradesh] branch located in Solan, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Solan and Baddi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Baddi [Himachal Pradesh] or Solan to get the exact IFSC Code UTIB0000366.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Solan, you'll get the correct details.

How to Use IFSC Code UTIB0000366 for Online Transfers?

Once you have the IFSC Code UTIB0000366 for the Baddi [Himachal Pradesh] branch of Axis Bank in Solan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000366. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000366.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Baddi [Himachal Pradesh] in Solan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Baddi [Himachal Pradesh], here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Solan manage their online transfers and cheque clearances easily.