There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Mandi Dabwali branch in Sirsa, Mandi Dabwali, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Sirsa or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code UTIB0002109. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Mandi Dabwali, Sirsa
Below in the table are the key details related to IFSC Code UTIB0002109 of Axis Bank for its branch located in Sirsa, within the district of Mandi Dabwali in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002109 |
| Branch | Mandi Dabwali |
| City | Sirsa |
| District | Mandi Dabwali |
| State | Haryana |
| Address | Axis Bank Ltd., Ground Floor, Khewat No. 362 Min., Rect / Khasra No. 1972 (1-0), 1971 (2-13), Chautala Road, Mandi Dabwali - 125104, Mandi Dabwali, District. Sirsa, Haryana |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Sirsa for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002109 for the Mandi Dabwali branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Mandi Dabwali, Sirsa, Haryana, is provided with a unique IFSC like UTIB0002109 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Sirsa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sirsa and Mandi Dabwali.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Mandi Dabwali do not get mixed with another location.
Format of the IFSC Code UTIB0002109
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mandi Dabwali in Sirsa.
For example, the IFSC Code UTIB0002109 of Axis Bank for the Mandi Dabwali branch has these elements, identifying the bank and the branch location in Sirsa and Haryana correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0002109 of Axis Bank for its Mandi Dabwali branch located in Sirsa, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Sirsa and Mandi Dabwali, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mandi Dabwali or Sirsa to get the exact IFSC Code UTIB0002109.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Sirsa, you'll get the correct details.
How to Use IFSC Code UTIB0002109 for Online Transfers?
Once you have the IFSC Code UTIB0002109 for the Mandi Dabwali branch of Axis Bank in Sirsa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002109. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002109.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Mandi Dabwali in Sirsa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mandi Dabwali, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sirsa to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0002109.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Axis Bank Ltd., Ground Floor, Khewat No. 362 Min., Rect / Khasra No. 1972 (1-0), 1971 (2-13), Chautala Road, Mandi Dabwali - 125104, Mandi Dabwali, District. Sirsa, Haryana located in Sirsa, Mandi Dabwali, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.