For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Kalanwali branch in Sirsa, Kalanwali, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Sirsa or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code UTIB0002355. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kalanwali, Sirsa

Below in the table are the key details related to IFSC Code UTIB0002355 of Axis Bank for its branch located in Sirsa, within the district of Kalanwali in the state of Haryana.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002355
Branch Kalanwali
City Sirsa
District Kalanwali
State Haryana
Address Ground Floor, Khasra No. 1004 (3-12), Village Kalanwali, Tehsil &, District Sirsa, Haryana, Pin 125201

These details help users in online banking and for businesses and individuals who use Axis Bank in Sirsa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002355 for the Kalanwali branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kalanwali, Sirsa, Haryana, are given a unique IFSC like UTIB0002355 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sirsa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sirsa and Kalanwali.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Kalanwali goes to the correct branch. This is important because Axis Bank has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0002355

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kalanwali in Sirsa.

For example, the IFSC Code UTIB0002355 of Axis Bank for the Kalanwali branch includes these elements, identifying the bank and the branch location in Sirsa and Haryana correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0002355 of Axis Bank for its Kalanwali branch located in Sirsa, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Sirsa and Kalanwali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for Kalanwali or Sirsa to find the exact IFSC Code UTIB0002355.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Sirsa will provide accurate information.

How to Use IFSC Code UTIB0002355 for Online Transfers?

Once you have the IFSC Code UTIB0002355 for the Kalanwali branch of Axis Bank in Sirsa, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002355. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002355.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Kalanwali in Sirsa may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kalanwali, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sirsa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Kalanwali Sirsa?

The IFSC Code of the Kalanwali Sirsa branch is UTIB0002355.

Is IFSC Code UTIB0002355 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Kalanwali branch?

The branch is located at Ground Floor, Khasra No. 1004 (3-12), Village Kalanwali, Tehsil &, District Sirsa, Haryana, Pin 125201.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.