Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Gangtok branch in Sikkim, Gangtok, Sikkim, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Sikkim or anywhere in Sikkim can transfer funds instantly by using the correct IFSC Code UTIB0003821. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Gangtok, Sikkim
Here are some of the key details that come with the IFSC Code UTIB0003821 of Axis Bank for its branch located in Sikkim, within the district of Gangtok in the state of Sikkim.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003821 |
| Branch | Gangtok |
| City | Sikkim |
| District | Gangtok |
| State | Sikkim |
| Address | First Floor, Glenz Lodge, Development Area, J.T Marg,Gangtok |
These details help users in online banking and for businesses and individuals who use Axis Bank in Sikkim for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003821 for the Gangtok branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Gangtok, Sikkim, Sikkim, are allotted a unique IFSC like UTIB0003821 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sikkim.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sikkim and Gangtok.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Gangtok reaches the right place, even though there are thousands of branches in Sikkim and across India.
Format of the IFSC Code UTIB0003821
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gangtok in Sikkim.
For example, the IFSC Code UTIB0003821 of Axis Bank for the Gangtok branch includes these elements, identifying the bank and the branch location in Sikkim and Sikkim accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003821 of Axis Bank for its Gangtok branch located in Sikkim, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in Sikkim and Gangtok, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Gangtok or Sikkim to get the exact IFSC Code UTIB0003821.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Sikkim, you'll get the correct details.
How to Use IFSC Code UTIB0003821 for Online Transfers?
Once you have the IFSC Code UTIB0003821 for the Gangtok branch of Axis Bank in Sikkim, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003821. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003821.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Gangtok in Sikkim, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Gangtok, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sikkim to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003821.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor, Glenz Lodge, Development Area, J.T Marg,Gangtok located in Sikkim, Gangtok, Sikkim.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
