IFSC Code of Axis Bank, Sri Basaveshwara Pattana Sahakara Bank Niyamitha, Shiralakoppa, Karnataka- UTIB0SSBPSB

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Sri Basaveshwara Pattana Sahakara Bank Niyamitha branch in Shimoga, Shiralakoppa, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Shimoga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SSBPSB. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sri Basaveshwara Pattana Sahakara Bank Niyamitha, Shimoga

Below in the table are the key details related to IFSC Code UTIB0SSBPSB of Axis Bank for its branch located in Shimoga, within the district of Shiralakoppa in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Axis Bank in Shimoga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SSBPSB for the Sri Basaveshwara Pattana Sahakara Bank Niyamitha branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Sri Basaveshwara Pattana Sahakara Bank Niyamitha, Shimoga, Karnataka, is provided with a unique IFSC like UTIB0SSBPSB to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Shimoga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Shimoga and Shiralakoppa.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Sri Basaveshwara Pattana Sahakara Bank Niyamitha do not get mixed with another location.

Format of the IFSC Code UTIB0SSBPSB

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sri Basaveshwara Pattana Sahakara Bank Niyamitha in Shimoga.

For example, the IFSC Code UTIB0SSBPSB of Axis Bank for the Sri Basaveshwara Pattana Sahakara Bank Niyamitha branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0SSBPSB of Axis Bank for its Sri Basaveshwara Pattana Sahakara Bank Niyamitha branch located in Shimoga, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Shimoga and Shiralakoppa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Sri Basaveshwara Pattana Sahakara Bank Niyamitha or Shimoga to get the exact IFSC Code UTIB0SSBPSB.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Shimoga, then it will provide you proper information.

How to Use IFSC Code UTIB0SSBPSB for Online Transfers?

If you have the IFSC Code UTIB0SSBPSB for the Sri Basaveshwara Pattana Sahakara Bank Niyamitha branch of Axis Bank in Shimoga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SSBPSB. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0SSBPSB.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Sri Basaveshwara Pattana Sahakara Bank Niyamitha in Shimoga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sri Basaveshwara Pattana Sahakara Bank Niyamitha, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shimoga to handle online money transfers and get their cheques cleared smoothly.