IFSC Code of Axis Bank, City Cooperative Bank Ltd, Shimoga, Shimoga, Karnataka- UTIB0SCCBHO

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its City Cooperative Bank Ltd, Shimoga branch in Shimoga, Shimoga, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Shimoga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0SCCBHO. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, City Cooperative Bank Ltd, Shimoga, Shimoga

The table below shows the main details of the IFSC Code UTIB0SCCBHO for the Axis Bank branch in Shimoga, which falls under the Shimoga district in Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Shimoga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SCCBHO for the City Cooperative Bank Ltd, Shimoga branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0SCCBHO is given to every bank branch, including Axis Bank located in City Cooperative Bank Ltd, Shimoga, Shimoga, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Shimoga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Shimoga and Shimoga.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in City Cooperative Bank Ltd, Shimoga doesn't end up at another location.

Format of the IFSC Code UTIB0SCCBHO

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as City Cooperative Bank Ltd, Shimoga in Shimoga.

For example, the IFSC Code UTIB0SCCBHO of Axis Bank for the City Cooperative Bank Ltd, Shimoga branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0SCCBHO of Axis Bank for its City Cooperative Bank Ltd, Shimoga branch located in Shimoga, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Shimoga and Shimoga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for City Cooperative Bank Ltd, Shimoga or Shimoga to get the exact IFSC Code UTIB0SCCBHO.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Shimoga, then it will provide you proper information.

How to Use IFSC Code UTIB0SCCBHO for Online Transfers?

Once you have the IFSC Code UTIB0SCCBHO for the City Cooperative Bank Ltd, Shimoga branch of Axis Bank in Shimoga, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SCCBHO. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SCCBHO.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank City Cooperative Bank Ltd, Shimoga in Shimoga may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in City Cooperative Bank Ltd, Shimoga, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Shimoga to handle online money transfers and get their cheques cleared smoothly.