The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Shimla The Mall branch in Shimla, Shimla, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Shimla or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0003651. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Shimla The Mall, Shimla
Below in the table are the key details related to IFSC Code UTIB0003651 of Axis Bank for its branch located in Shimla, within the district of Shimla in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003651 |
| Branch | Shimla The Mall |
| City | Shimla |
| District | Shimla |
| State | Himachal Pradesh |
| Address | Ground Floor Khasra No. Old 476New Khasra No. 76 Bell Villa The Mall Up Mohal Ridge Patwar Circle Station Ward Bara Shimla Tehsil Shimla Urban Distt. Shimla H.P 171001 |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Shimla for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003651 for the Shimla The Mall branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Shimla The Mall, Shimla, Himachal Pradesh, are allotted a unique IFSC like UTIB0003651 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shimla.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Shimla and Shimla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Shimla The Mall reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code UTIB0003651
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shimla The Mall in Shimla.
For example, the IFSC Code UTIB0003651 of Axis Bank for the Shimla The Mall branch includes these elements, identifying the bank and the branch location in Shimla and Himachal Pradesh correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0003651 of Axis Bank for its Shimla The Mall branch located in Shimla, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Shimla and Shimla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Shimla The Mall or Shimla to get the exact IFSC Code UTIB0003651.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Shimla, then it will provide you proper information.
How to Use IFSC Code UTIB0003651 for Online Transfers?
Once you have the IFSC Code UTIB0003651 for the Shimla The Mall branch of Axis Bank in Shimla, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003651. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003651.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Shimla The Mall in Shimla may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Shimla The Mall, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Shimla manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003651.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Khasra No. Old 476New Khasra No. 76 Bell Villa The Mall Up Mohal Ridge Patwar Circle Station Ward Bara Shimla Tehsil Shimla Urban Distt. Shimla H.P 171001 located in Shimla, Shimla, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.