Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Kairana branch in Shamli, Kairana, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Shamli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0005367. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kairana, Shamli

The table below shows the main details of the IFSC Code UTIB0005367 for the Axis Bank branch in Shamli, which falls under the Kairana district in Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005367
Branch Kairana
City Shamli
District Kairana
State Uttar Pradesh
Address Ground Floor Building Number 725 Khasra No 801 Ward No 6 Shamli Road Pargana Kairana Tehsil Kairana

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Shamli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0005367 for the Kairana branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Kairana, Shamli, Uttar Pradesh, are allotted a unique IFSC like UTIB0005367 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shamli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Shamli and Kairana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Kairana reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code UTIB0005367

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kairana in Shamli.

For example, the IFSC Code UTIB0005367 of Axis Bank for the Kairana branch includes these elements, identifying the bank and the branch location in Shamli and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0005367 of Axis Bank for its Kairana branch located in Shamli, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Shamli and Kairana, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Kairana or Shamli to get the exact IFSC Code UTIB0005367.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Shamli, you'll get the correct details.

How to Use IFSC Code UTIB0005367 for Online Transfers?

Once you have the IFSC Code UTIB0005367 for the Kairana branch of Axis Bank in Shamli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0005367. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005367.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Kairana in Shamli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Kairana, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Shamli manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Kairana, Shamli?

The IFSC Code is UTIB0005367.

Is the IFSC Code UTIB0005367 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Kairana?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kairana branch?

The address of the branch is Ground Floor Building Number 725 Khasra No 801 Ward No 6 Shamli Road Pargana Kairana Tehsil Kairana located in Shamli, Kairana, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.