IFSC Code of Axis Bank, Bareilly Morh, Shahjahanpur, Shahjahanpur, Uttar Pradesh — UTIB0004449

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Bareilly Morh, Shahjahanpur branch in Shahjahanpur, Shahjahanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Shahjahanpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0004449. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bareilly Morh, Shahjahanpur, Shahjahanpur

The table below shows the main details of the IFSC Code UTIB0004449 for the Axis Bank branch in Shahjahanpur, which falls under the Shahjahanpur district in Uttar Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Shahjahanpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004449 for the Bareilly Morh, Shahjahanpur branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004449 is given to every bank branch, including Axis Bank located in Bareilly Morh, Shahjahanpur, Shahjahanpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Shahjahanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Shahjahanpur and Shahjahanpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Bareilly Morh, Shahjahanpur doesn't end up at another location.

Format of the IFSC Code UTIB0004449

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bareilly Morh, Shahjahanpur in Shahjahanpur.

For example, the IFSC Code UTIB0004449 of Axis Bank for the Bareilly Morh, Shahjahanpur branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004449 of Axis Bank for its Bareilly Morh, Shahjahanpur branch located in Shahjahanpur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Shahjahanpur and Shahjahanpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Bareilly Morh, Shahjahanpur or Shahjahanpur to get the exact IFSC Code UTIB0004449.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Shahjahanpur, you'll get the correct details.

How to Use IFSC Code UTIB0004449 for Online Transfers?

If you have the IFSC Code UTIB0004449 for the Bareilly Morh, Shahjahanpur branch of Axis Bank in Shahjahanpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004449. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0004449.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Bareilly Morh, Shahjahanpur in Shahjahanpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Bareilly Morh, Shahjahanpur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shahjahanpur manage online transfers as well as cheque clearances with ease.