Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Gangapur City branch in Sawai Madhopur, Gangapur, or Rajasthan, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Sawai Madhopur or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code UTIB0003147. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gangapur City, Sawai Madhopur

The table below shows the main details of the IFSC Code UTIB0003147 for the Axis Bank branch in Sawai Madhopur, which falls under the Gangapur district in Rajasthan.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003147
Branch Gangapur City
City Sawai Madhopur
District Gangapur
State Rajasthan
Address Ground Floor Adarsh Nagar Ward No 36 Gangapur City Dist Sawai Madhopur Rajasthan 322201

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Sawai Madhopur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0003147 for the Gangapur City branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Gangapur City, Sawai Madhopur, Rajasthan, are given a unique IFSC like UTIB0003147 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sawai Madhopur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sawai Madhopur and Gangapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Gangapur City goes to the correct branch. This is important because Axis Bank has thousands of branches in Rajasthan and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0003147

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gangapur City in Sawai Madhopur.

For example, the IFSC Code UTIB0003147 of Axis Bank for the Gangapur City branch includes these elements, identifying the bank and the branch location in Sawai Madhopur and Rajasthan accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003147 of Axis Bank for its Gangapur City branch located in Sawai Madhopur, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Sawai Madhopur and Gangapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Gangapur City or Sawai Madhopur to get the exact IFSC Code UTIB0003147.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Sawai Madhopur that will provide accurate information.

How to Use IFSC Code UTIB0003147 for Online Transfers?

If you have the IFSC Code UTIB0003147 for the Gangapur City branch of Axis Bank in Sawai Madhopur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003147. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0003147.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Gangapur City in Sawai Madhopur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Gangapur City, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sawai Madhopur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Gangapur City, Sawai Madhopur?

The IFSC Code is UTIB0003147.

Is the IFSC Code UTIB0003147 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Gangapur City?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gangapur City branch?

The address of the branch is Ground Floor Adarsh Nagar Ward No 36 Gangapur City Dist Sawai Madhopur Rajasthan 322201 located in Sawai Madhopur, Gangapur, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.