IFSC Code of Axis Bank, Saraikela, Saraikela, Jharkhand- UTIB0003644

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Saraikela branch in Saraikela Kharsawan, Saraikela, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Saraikela Kharsawan or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UTIB0003644. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Saraikela, Saraikela Kharsawan

Below in the table are the key details related to IFSC Code UTIB0003644 of Axis Bank for its branch located in Saraikela Kharsawan, within the district of Saraikela in the state of Jharkhand.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Saraikela Kharsawan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003644 for the Saraikela branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Saraikela, Saraikela Kharsawan, Jharkhand, is provided a unique IFSC like UTIB0003644 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Saraikela Kharsawan.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Saraikela Kharsawan and Saraikela.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Saraikela do not get misguided to another person.

Format of the IFSC Code UTIB0003644

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saraikela in Saraikela Kharsawan.

For example, the IFSC Code UTIB0003644 of Axis Bank for the Saraikela branch includes these elements, identifying the bank and the branch location in Saraikela Kharsawan and Jharkhand correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003644 of Axis Bank for its Saraikela branch located in Saraikela Kharsawan, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Saraikela Kharsawan and Saraikela, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Saraikela or Saraikela Kharsawan to get the exact IFSC Code UTIB0003644.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Saraikela Kharsawan, you'll get the correct details.

How to Use IFSC Code UTIB0003644 for Online Transfers?

Once you have the IFSC Code UTIB0003644 for the Saraikela branch of Axis Bank in Saraikela Kharsawan, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0003644. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003644.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Saraikela in Saraikela Kharsawan, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Saraikela, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Saraikela Kharsawan manage their online transfers and cheque clearances easily.