There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Rurki Kalan branch in Sangrur, Malerkotla, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Sangrur or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code UTIB0002101. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Rurki Kalan, Sangrur
Below in the table are the key details related to IFSC Code UTIB0002101 of Axis Bank for its branch located in Sangrur, within the district of Malerkotla in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0002101 |
| Branch | Rurki Kalan |
| City | Sangrur |
| District | Malerkotla |
| State | Punjab |
| Address | Ground Floor, Khewat No.290/258(Old No.243/497), Khasra No.342, Vill & Post. Rurki Kalan, Tehsil.Malerkotla, Dist. Sangrur, Punjab, Pin 148023 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Sangrur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002101 for the Rurki Kalan branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Rurki Kalan, Sangrur, Punjab, are allotted a unique IFSC like UTIB0002101 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sangrur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sangrur and Malerkotla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Rurki Kalan reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code UTIB0002101
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rurki Kalan in Sangrur.
For example, the IFSC Code UTIB0002101 of Axis Bank for the Rurki Kalan branch includes these elements, identifying the bank and the branch location in Sangrur and Punjab accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0002101 of Axis Bank for its Rurki Kalan branch located in Sangrur, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Sangrur and Malerkotla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Rurki Kalan or Sangrur to get the exact IFSC Code UTIB0002101.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Sangrur, then it will provide you proper information.
How to Use IFSC Code UTIB0002101 for Online Transfers?
Once you have the IFSC Code UTIB0002101 for the Rurki Kalan branch of Axis Bank in Sangrur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0002101. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002101.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Rurki Kalan in Sangrur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Rurki Kalan, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sangrur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rurki Kalan Sangrur branch is UTIB0002101.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor, Khewat No.290/258(Old No.243/497), Khasra No.342, Vill & Post. Rurki Kalan, Tehsil.Malerkotla, Dist. Sangrur, Punjab, Pin 148023.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.