The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Hayatnagar branch in Sambhal, Sambhal, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Sambhal or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0005448. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Hayatnagar, Sambhal
Here are the key points that are associated with the IFSC Code UTIB0005448 of Axis Bank for its branch located in Sambhal, within the district of Sambhal in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005448 |
| Branch | Hayatnagar |
| City | Sambhal |
| District | Sambhal |
| State | Uttar Pradesh |
| Address | Ground Floor, Building Old No 1755 Or 16 Or 2 And New No 1755 Or 1755, Azizpur Asadpur, Sambhal 244303 Uttar Pradesh |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Sambhal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005448 for the Hayatnagar branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Hayatnagar, Sambhal, Uttar Pradesh, are allotted a unique IFSC like UTIB0005448 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sambhal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sambhal and Sambhal.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Hayatnagar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UTIB0005448
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hayatnagar in Sambhal.
For example, the IFSC Code UTIB0005448 of Axis Bank for the Hayatnagar branch includes these elements, identifying the bank and the branch location in Sambhal and Uttar Pradesh accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005448 of Axis Bank for its Hayatnagar branch located in Sambhal, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Sambhal and Sambhal, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Hayatnagar or Sambhal to find the exact IFSC Code UTIB0005448.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Sambhal will provide accurate information.
How to Use IFSC Code UTIB0005448 for Online Transfers?
Once you have the IFSC Code UTIB0005448 for the Hayatnagar branch of Axis Bank in Sambhal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0005448. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005448.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Hayatnagar in Sambhal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Hayatnagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Sambhal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005448.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Building Old No 1755 Or 16 Or 2 And New No 1755 Or 1755, Azizpur Asadpur, Sambhal 244303 Uttar Pradesh located in Sambhal, Sambhal, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
