IFSC Code of Axis Bank, Bari Brahmana, Bari Brahmana, Jammu And Kashmir- UTIB0003478

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Bari Brahmana branch in Samba, Bari Brahmana, Jammu And Kashmir, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Samba or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code UTIB0003478. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bari Brahmana, Samba

Here are the key points that are associated with the IFSC Code UTIB0003478 of Axis Bank for its branch located in Samba, within the district of Bari Brahmana in the state of Jammu And Kashmir.

These details help users in online banking and for businesses and individuals who use Axis Bank in Samba for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003478 for the Bari Brahmana branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Bari Brahmana, Samba, Jammu And Kashmir, are allotted a unique IFSC like UTIB0003478 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Samba.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Samba and Bari Brahmana.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Bari Brahmana reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.

Format of the IFSC Code UTIB0003478

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bari Brahmana in Samba.

For example, the IFSC Code UTIB0003478 of Axis Bank for the Bari Brahmana branch includes these elements, identifying the bank and the branch location in Samba and Jammu And Kashmir accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0003478 of Axis Bank for its Bari Brahmana branch located in Samba, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Samba and Bari Brahmana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Bari Brahmana or Samba to get the exact IFSC Code UTIB0003478.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Samba, then it will provide you proper information.

How to Use IFSC Code UTIB0003478 for Online Transfers?

Once you have the IFSC Code UTIB0003478 for the Bari Brahmana branch of Axis Bank in Samba, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003478. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003478.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Bari Brahmana in Samba may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Bari Brahmana, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Samba to handle online money transfers and get their cheques cleared smoothly.