Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Dalsinghsarai branch in Samastipur, Dalsinghsarai, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Samastipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0003253. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Dalsinghsarai, Samastipur
The table below shows the main details of the IFSC Code UTIB0003253 for the Axis Bank branch in Samastipur, which falls under the Dalsinghsarai district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003253 |
| Branch | Dalsinghsarai |
| City | Samastipur |
| District | Dalsinghsarai |
| State | Bihar |
| Address | Bina Commercial Complex Nh 28 Yashwant Nagar Near Ambedkar Bus Standdalsighsarai |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Samastipur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003253 for the Dalsinghsarai branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Dalsinghsarai, Samastipur, Bihar, is provided with a unique IFSC like UTIB0003253 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Samastipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Samastipur and Dalsinghsarai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Dalsinghsarai do not get mixed with another location.
Format of the IFSC Code UTIB0003253
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dalsinghsarai in Samastipur.
For example, the IFSC Code UTIB0003253 of Axis Bank for the Dalsinghsarai branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0003253 of Axis Bank for its Dalsinghsarai branch located in Samastipur, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Samastipur and Dalsinghsarai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Dalsinghsarai or Samastipur to find the exact IFSC Code UTIB0003253.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Samastipur will provide accurate information.
How to Use IFSC Code UTIB0003253 for Online Transfers?
Once you have the IFSC Code UTIB0003253 for the Dalsinghsarai branch of Axis Bank in Samastipur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0003253. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003253.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Dalsinghsarai in Samastipur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Dalsinghsarai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Samastipur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003253.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bina Commercial Complex Nh 28 Yashwant Nagar Near Ambedkar Bus Standdalsighsarai located in Samastipur, Dalsinghsarai, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.