For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Talod branch in Sabarkantha, Sabarkantha, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Sabarkantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0004706. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Talod, Sabarkantha

The table below shows the main details of the IFSC Code UTIB0004706 for the Axis Bank branch in Sabarkantha, which falls under the Sabarkantha district in Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004706
Branch Talod
City Sabarkantha
District Sabarkantha
State Gujarat
Address Ground Floor, Shop No 1, 2, 12, 13 & 14, Shivam Arcade, Block A, C S No 3241, R S No 248 (A), Talod Modasa Road, Talod

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Sabarkantha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004706 for the Talod branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Talod, Sabarkantha, Gujarat, is provided with a unique IFSC like UTIB0004706 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Sabarkantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sabarkantha and Sabarkantha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Talod do not get mixed with another location.

Format of the IFSC Code UTIB0004706

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Talod in Sabarkantha.

For example, the IFSC Code UTIB0004706 of Axis Bank for the Talod branch includes these elements, identifying the bank and the branch location in Sabarkantha and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004706 of Axis Bank for its Talod branch located in Sabarkantha, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Sabarkantha and Sabarkantha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Talod or Sabarkantha to get the exact IFSC Code UTIB0004706.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Sabarkantha that will provide accurate information.

How to Use IFSC Code UTIB0004706 for Online Transfers?

Once you have the IFSC Code UTIB0004706 for the Talod branch of Axis Bank in Sabarkantha, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004706. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0004706.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Talod in Sabarkantha, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Talod, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sabarkantha manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Talod, Sabarkantha?

The IFSC Code is UTIB0004706.

Is the IFSC Code UTIB0004706 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Talod?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Talod branch?

The address of the branch is Ground Floor, Shop No 1, 2, 12, 13 & 14, Shivam Arcade, Block A, C S No 3241, R S No 248 (A), Talod Modasa Road, Talod located in Sabarkantha, Sabarkantha, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.