IFSC Code of Axis Bank, The Ropar Central Cooperative Bank Ltd, Ropar, Punjab- UTIB0SRCB01

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its The Ropar Central Cooperative Bank Ltd branch in Rupnagar, Ropar, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Rupnagar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0SRCB01. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, The Ropar Central Cooperative Bank Ltd, Rupnagar

Below in the table are the key details related to IFSC Code UTIB0SRCB01 of Axis Bank for its branch located in Rupnagar, within the district of Ropar in the state of Punjab.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Rupnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SRCB01 for the The Ropar Central Cooperative Bank Ltd branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in The Ropar Central Cooperative Bank Ltd, Rupnagar, Punjab, is provided a unique IFSC like UTIB0SRCB01 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Rupnagar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Rupnagar and Ropar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in The Ropar Central Cooperative Bank Ltd do not get misguided to another person.

Format of the IFSC Code UTIB0SRCB01

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Ropar Central Cooperative Bank Ltd in Rupnagar.

For example, the IFSC Code UTIB0SRCB01 of Axis Bank for the The Ropar Central Cooperative Bank Ltd branch includes these elements, identifying the bank and the branch location in Rupnagar and Punjab accurately.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0SRCB01 of Axis Bank for its The Ropar Central Cooperative Bank Ltd branch located in Rupnagar, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Rupnagar and Ropar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for The Ropar Central Cooperative Bank Ltd or Rupnagar to find the exact IFSC Code UTIB0SRCB01.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Rupnagar will provide accurate information.

How to Use IFSC Code UTIB0SRCB01 for Online Transfers?

Once you have the IFSC Code UTIB0SRCB01 for the The Ropar Central Cooperative Bank Ltd branch of Axis Bank in Rupnagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SRCB01. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0SRCB01.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank The Ropar Central Cooperative Bank Ltd in Rupnagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in The Ropar Central Cooperative Bank Ltd, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rupnagar manage their online transfers and cheque clearances easily.