IFSC Code of Axis Bank, Agampur, Rupnagar, Punjab- UTIB0002235

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Agampur branch in Rupnagar, Rupnagar, Punjab, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Rupnagar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0002235. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Agampur, Rupnagar

The table below shows the main details of the IFSC Code UTIB0002235 for the Axis Bank branch in Rupnagar, which falls under the Rupnagar district in Punjab.

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Rupnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002235 for the Agampur branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0002235 is given to every bank branch, including Axis Bank located in Agampur, Rupnagar, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Rupnagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Rupnagar and Rupnagar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Agampur doesn't end up at another location.

Format of the IFSC Code UTIB0002235

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agampur in Rupnagar.

For example, the IFSC Code UTIB0002235 of Axis Bank for the Agampur branch includes these elements, identifying the bank and the branch location in Rupnagar and Punjab correctly.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002235 of Axis Bank for its Agampur branch located in Rupnagar, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Rupnagar and Rupnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Agampur or Rupnagar to get the exact IFSC Code UTIB0002235.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Rupnagar, then it will provide you proper information.

How to Use IFSC Code UTIB0002235 for Online Transfers?

If you have the IFSC Code UTIB0002235 for the Agampur branch of Axis Bank in Rupnagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002235. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002235.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Agampur in Rupnagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Agampur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rupnagar to handle online money transfers and get their cheques cleared smoothly.