IFSC Code of Axis Bank, Bikramganj, Bikramganj, Bihar — UTIB0003512

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Bikramganj branch in Rohtas, Bikramganj, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Rohtas or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code UTIB0003512. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Bikramganj, Rohtas

Here are the main details that are associated with the IFSC Code UTIB0003512 of Axis Bank for its branch located in Rohtas, within the district of Bikramganj in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Rohtas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003512 for the Bikramganj branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Bikramganj, Rohtas, Bihar, is provided a unique IFSC like UTIB0003512 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Rohtas.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Rohtas and Bikramganj.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Bikramganj do not get misguided to another person.

Format of the IFSC Code UTIB0003512

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bikramganj in Rohtas.

For example, the IFSC Code UTIB0003512 of Axis Bank for the Bikramganj branch has these elements, identifying the bank and the branch location in Rohtas and Bihar correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003512 of Axis Bank for its Bikramganj branch located in Rohtas, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Rohtas and Bikramganj, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Bikramganj or Rohtas to get the exact IFSC Code UTIB0003512.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Rohtas, you'll get the correct details.

How to Use IFSC Code UTIB0003512 for Online Transfers?

Once you have the IFSC Code UTIB0003512 for the Bikramganj branch of Axis Bank in Rohtas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003512. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003512.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Bikramganj in Rohtas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Bikramganj, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rohtas manage online transfers as well as cheque clearances with ease.