IFSC Code of Axis Bank, Sujata Chowk, Ranchi, Jharkhand- UTIB0002753

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Sujata Chowk branch in Ranchi, Ranchi, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Ranchi or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UTIB0002753. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Sujata Chowk, Ranchi

Here are the key points that are associated with the IFSC Code UTIB0002753 of Axis Bank for its branch located in Ranchi, within the district of Ranchi in the state of Jharkhand.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Ranchi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002753 for the Sujata Chowk branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Sujata Chowk, Ranchi, Jharkhand, are allotted a unique IFSC like UTIB0002753 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Ranchi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Ranchi and Ranchi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Sujata Chowk reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code UTIB0002753

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sujata Chowk in Ranchi.

For example, the IFSC Code UTIB0002753 of Axis Bank for the Sujata Chowk branch includes these elements, identifying the bank and the branch location in Ranchi and Jharkhand accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0002753 of Axis Bank for its Sujata Chowk branch located in Ranchi, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Ranchi and Ranchi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Sujata Chowk or Ranchi to get the exact IFSC Code UTIB0002753.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Ranchi, you'll get the correct details.

How to Use IFSC Code UTIB0002753 for Online Transfers?

Once you have the IFSC Code UTIB0002753 for the Sujata Chowk branch of Axis Bank in Ranchi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002753. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0002753.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Sujata Chowk in Ranchi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Sujata Chowk, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ranchi to handle online money transfers and get their cheques cleared smoothly.