IFSC Code of Axis Bank, Rampur Road Bilaspur, Bilaspur, Uttar Pradesh- UTIB0001849

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Rampur Road Bilaspur branch in Rampur, Bilaspur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Rampur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0001849. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Rampur Road Bilaspur, Rampur

Here are the main details that are associated with the IFSC Code UTIB0001849 of Axis Bank for its branch located in Rampur, within the district of Bilaspur in the state of Uttar Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Rampur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001849 for the Rampur Road Bilaspur branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Rampur Road Bilaspur, Rampur, Uttar Pradesh, is provided a unique IFSC like UTIB0001849 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Rampur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Rampur and Bilaspur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Rampur Road Bilaspur do not get misguided to another person.

Format of the IFSC Code UTIB0001849

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rampur Road Bilaspur in Rampur.

For example, the IFSC Code UTIB0001849 of Axis Bank for the Rampur Road Bilaspur branch includes these elements, identifying the bank and the branch location in Rampur and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001849 of Axis Bank for its Rampur Road Bilaspur branch located in Rampur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Rampur and Bilaspur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Rampur Road Bilaspur or Rampur to get the exact IFSC Code UTIB0001849.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Rampur, you'll get the correct details.

How to Use IFSC Code UTIB0001849 for Online Transfers?

Once you have the IFSC Code UTIB0001849 for the Rampur Road Bilaspur branch of Axis Bank in Rampur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001849. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001849.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Rampur Road Bilaspur in Rampur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Rampur Road Bilaspur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rampur manage online transfers as well as cheque clearances with ease.