The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Alahalli branch in Ramanagar, Alahalli, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in Ramanagar or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code UTIB0005628. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Alahalli, Ramanagar
Here are some of the key details that come with the IFSC Code UTIB0005628 of Axis Bank for its branch located in Ramanagar, within the district of Alahalli in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005628 |
| Branch | Alahalli |
| City | Ramanagar |
| District | Alahalli |
| State | Karnataka |
| Address | Survey No 482 Or B, Kanakapura Main Road, Dodda Alahalli Gram Panchayat, Kanakapura Taluk, Ramanagar District 562117 |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Ramanagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0005628 for the Alahalli branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Alahalli, Ramanagar, Karnataka, are allotted a unique IFSC like UTIB0005628 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ramanagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ramanagar and Alahalli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Alahalli reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code UTIB0005628
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alahalli in Ramanagar.
For example, the IFSC Code UTIB0005628 of Axis Bank for the Alahalli branch includes these elements, identifying the bank and the branch location in Ramanagar and Karnataka correctly.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005628 of Axis Bank for its Alahalli branch located in Ramanagar, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Ramanagar and Alahalli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Alahalli or Ramanagar to find the exact IFSC Code UTIB0005628.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Ramanagar will provide accurate information.
How to Use IFSC Code UTIB0005628 for Online Transfers?
Once you have the IFSC Code UTIB0005628 for the Alahalli branch of Axis Bank in Ramanagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005628. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0005628.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Alahalli in Ramanagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Alahalli, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ramanagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Alahalli Ramanagar branch is UTIB0005628.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Survey No 482 Or B, Kanakapura Main Road, Dodda Alahalli Gram Panchayat, Kanakapura Taluk, Ramanagar District 562117.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
