IFSC Code of Axis Bank, Mohara, Mohara, Chhattisgarh- UTIB0003278

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Mohara branch in Rajnandgaon, Mohara, or Chhattisgarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Rajnandgaon or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UTIB0003278. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Mohara, Rajnandgaon

Here are some of the key details that come with the IFSC Code UTIB0003278 of Axis Bank for its branch located in Rajnandgaon, within the district of Mohara in the state of Chhattisgarh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Rajnandgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003278 for the Mohara branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Mohara, Rajnandgaon, Chhattisgarh, are allotted a unique IFSC like UTIB0003278 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rajnandgaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Rajnandgaon and Mohara.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Mohara reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code UTIB0003278

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mohara in Rajnandgaon.

For example, the IFSC Code UTIB0003278 of Axis Bank for the Mohara branch has these elements, identifying the bank and the branch location in Rajnandgaon and Chhattisgarh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003278 of Axis Bank for its Mohara branch located in Rajnandgaon, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Rajnandgaon and Mohara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Mohara or Rajnandgaon to get the exact IFSC Code UTIB0003278.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Rajnandgaon that will provide accurate information.

How to Use IFSC Code UTIB0003278 for Online Transfers?

Once you have the IFSC Code UTIB0003278 for the Mohara branch of Axis Bank in Rajnandgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003278. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003278.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Mohara in Rajnandgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Mohara, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajnandgaon manage their online transfers and cheque clearances easily.