IFSC Code of Axis Bank, Ambagarh Chowki, Ambagarh Chowki, Chhattisgarh- UTIB0004691

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Ambagarh Chowki branch in Rajnandgaon, Ambagarh Chowki, Chhattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Rajnandgaon or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code UTIB0004691. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Ambagarh Chowki, Rajnandgaon

Below in the table are the key details related to IFSC Code UTIB0004691 of Axis Bank for its branch located in Rajnandgaon, within the district of Ambagarh Chowki in the state of Chhattisgarh.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Rajnandgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004691 for the Ambagarh Chowki branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Ambagarh Chowki, Rajnandgaon, Chhattisgarh, are given a unique IFSC like UTIB0004691 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rajnandgaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Rajnandgaon and Ambagarh Chowki.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Ambagarh Chowki goes to the correct branch. This is important because Axis Bank has thousands of branches in Chhattisgarh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0004691

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambagarh Chowki in Rajnandgaon.

For example, the IFSC Code UTIB0004691 of Axis Bank for the Ambagarh Chowki branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chhattisgarh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004691 of Axis Bank for its Ambagarh Chowki branch located in Rajnandgaon, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Rajnandgaon and Ambagarh Chowki, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Ambagarh Chowki or Rajnandgaon to get the exact IFSC Code UTIB0004691.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Rajnandgaon, you'll get the correct details.

How to Use IFSC Code UTIB0004691 for Online Transfers?

Once you have the IFSC Code UTIB0004691 for the Ambagarh Chowki branch of Axis Bank in Rajnandgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004691. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0004691.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Ambagarh Chowki in Rajnandgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Ambagarh Chowki, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajnandgaon to handle online money transfers and get their cheques cleared smoothly.