For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Lalganj Rai Barely branch in Rai Barely, Rai Barely, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Rai Barely or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0003756. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Lalganj Rai Barely, Rai Barely
Here are the main details that are associated with the IFSC Code UTIB0003756 of Axis Bank for its branch located in Rai Barely, within the district of Rai Barely in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003756 |
| Branch | Lalganj Rai Barely |
| City | Rai Barely |
| District | Rai Barely |
| State | Uttar Pradesh |
| Address | Property No 60.14 New Market Main Road Lalganj, U.P |
These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Rai Barely for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003756 for the Lalganj Rai Barely branch of Axis Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Lalganj Rai Barely, Rai Barely, Uttar Pradesh, are allotted a unique IFSC like UTIB0003756 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rai Barely.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Rai Barely and Rai Barely.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Lalganj Rai Barely reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code UTIB0003756
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lalganj Rai Barely in Rai Barely.
For example, the IFSC Code UTIB0003756 of Axis Bank for the Lalganj Rai Barely branch includes these elements, identifying the bank and the branch location in Rai Barely and Uttar Pradesh accurately.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003756 of Axis Bank for its Lalganj Rai Barely branch located in Rai Barely, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Rai Barely and Rai Barely, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Lalganj Rai Barely or Rai Barely to get the exact IFSC Code UTIB0003756.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Rai Barely, you'll get the correct details.
How to Use IFSC Code UTIB0003756 for Online Transfers?
Once you have the IFSC Code UTIB0003756 for the Lalganj Rai Barely branch of Axis Bank in Rai Barely, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003756. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003756.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Lalganj Rai Barely in Rai Barely, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Lalganj Rai Barely, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Rai Barely manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003756.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Property No 60.14 New Market Main Road Lalganj, U.P located in Rai Barely, Rai Barely, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.