IFSC Code of Axis Bank, Civil Lines Rai Bareli, Rai Bareli, Uttar Pradesh- UTIB0005244

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Civil Lines Rai Bareli branch in Rai Bareli, Rai Bareli, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Rai Bareli or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0005244. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Civil Lines Rai Bareli, Rai Bareli

Below in the table are the key details related to IFSC Code UTIB0005244 of Axis Bank for its branch located in Rai Bareli, within the district of Rai Bareli in the state of Uttar Pradesh.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Rai Bareli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005244 for the Civil Lines Rai Bareli branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Civil Lines Rai Bareli, Rai Bareli, Uttar Pradesh, are given a unique IFSC like UTIB0005244 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rai Bareli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Rai Bareli and Rai Bareli.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Civil Lines Rai Bareli goes to the correct branch. This is important because Axis Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0005244

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Civil Lines Rai Bareli in Rai Bareli.

For example, the IFSC Code UTIB0005244 of Axis Bank for the Civil Lines Rai Bareli branch includes these elements, identifying the bank and the branch location in Rai Bareli and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0005244 of Axis Bank for its Civil Lines Rai Bareli branch located in Rai Bareli, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Rai Bareli and Rai Bareli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Civil Lines Rai Bareli or Rai Bareli to get the exact IFSC Code UTIB0005244.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Rai Bareli, then it will provide you proper information.

How to Use IFSC Code UTIB0005244 for Online Transfers?

Once you have the IFSC Code UTIB0005244 for the Civil Lines Rai Bareli branch of Axis Bank in Rai Bareli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0005244. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005244.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Civil Lines Rai Bareli in Rai Bareli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Civil Lines Rai Bareli, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rai Bareli manage online transfers as well as cheque clearances with ease.