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IFSC Code of Axis Bank, Rai Bareli, Rae Bareli, Uttar Pradesh — UTIB0000681

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Rai Bareli branch in Raebareili, Rae Bareli, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Raebareili or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0000681. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Rai Bareli, Raebareili

Below in the table are the key details related to IFSC Code UTIB0000681 of Axis Bank for its branch located in Raebareili, within the district of Rae Bareli in the state of Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0000681
Branch Rai Bareli
City Raebareili
District Rae Bareli
State Uttar Pradesh
Address Kachwaha Complex, Plot No. 29M Opp. Acharya Diwedi Inter College Chak Ahmedpur Nazool, Satya Nagar Kutchery Road, Rai Bareli 229 001 Uttar Pradesh

These details helps users in online banking and for businesses and individuals who use Axis Bank in Raebareili for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000681 for the Rai Bareli branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0000681 is given to every bank branch, including Axis Bank located in Rai Bareli, Raebareili, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Raebareili.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Raebareili and Rae Bareli.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Rai Bareli doesn't end up at another location.

Format of the IFSC Code UTIB0000681

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rai Bareli in Raebareili.

For example, the IFSC Code UTIB0000681 of Axis Bank for the Rai Bareli branch includes these elements, identifying the bank and the branch location in Raebareili and Uttar Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0000681 of Axis Bank for its Rai Bareli branch located in Raebareili, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Raebareili and Rae Bareli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Rai Bareli or Raebareili to get the exact IFSC Code UTIB0000681.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Raebareili that will provide accurate information.

How to Use IFSC Code UTIB0000681 for Online Transfers?

Once you have the IFSC Code UTIB0000681 for the Rai Bareli branch of Axis Bank in Raebareili, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000681. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000681.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Rai Bareli in Raebareili, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Rai Bareli, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Raebareili manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Rai Bareli, Raebareili?

The IFSC Code is UTIB0000681.

Is the IFSC Code UTIB0000681 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Rai Bareli?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rai Bareli branch?

The address of the branch is Kachwaha Complex, Plot No. 29M Opp. Acharya Diwedi Inter College Chak Ahmedpur Nazool, Satya Nagar Kutchery Road, Rai Bareli 229 001 Uttar Pradesh located in Raebareili, Rae Bareli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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