IFSC Code of Axis Bank, Raghunathpur Branch, Raghunathpur, West Bengal- UTIB0003472

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Raghunathpur Branch branch in Puruliya, Raghunathpur, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Puruliya or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0003472. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Raghunathpur Branch, Puruliya

Here are the key points that are associated with the IFSC Code UTIB0003472 of Axis Bank for its branch located in Puruliya, within the district of Raghunathpur in the state of West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Puruliya for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003472 for the Raghunathpur Branch branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Raghunathpur Branch, Puruliya, West Bengal, is provided a unique IFSC like UTIB0003472 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Axis Bank branch in Puruliya.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Puruliya and Raghunathpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Raghunathpur Branch do not get misguided to another person.

Format of the IFSC Code UTIB0003472

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Raghunathpur Branch in Puruliya.

For example, the IFSC Code UTIB0003472 of Axis Bank for the Raghunathpur Branch branch includes these elements, identifying the bank and the branch location in Puruliya and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003472 of Axis Bank for its Raghunathpur Branch branch located in Puruliya, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Puruliya and Raghunathpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Raghunathpur Branch or Puruliya to get the exact IFSC Code UTIB0003472.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Puruliya that will provide accurate information.

How to Use IFSC Code UTIB0003472 for Online Transfers?

Once you have the IFSC Code UTIB0003472 for the Raghunathpur Branch branch of Axis Bank in Puruliya, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003472. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003472.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Raghunathpur Branch in Puruliya, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Raghunathpur Branch, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Puruliya manage their online transfers and cheque clearances easily.