There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Puruliya (West Bengal) branch in Purulia, Puruliya, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Purulia or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0000397. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Puruliya (West Bengal), Purulia
The table below shows the main details of the IFSC Code UTIB0000397 for the Axis Bank branch in Purulia, which falls under the Puruliya district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000397 |
| Branch | Puruliya (West Bengal) |
| City | Purulia |
| District | Puruliya |
| State | West Bengal |
| Address | Ranchi Road Near Puruliya Club,Puruliya |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Purulia for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000397 for the Puruliya (West Bengal) branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Puruliya (West Bengal), Purulia, West Bengal, is provided with a unique IFSC like UTIB0000397 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Purulia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Purulia and Puruliya.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Puruliya (West Bengal) do not get mixed with another location.
Format of the IFSC Code UTIB0000397
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puruliya (West Bengal) in Purulia.
For example, the IFSC Code UTIB0000397 of Axis Bank for the Puruliya (West Bengal) branch includes these elements, identifying the bank and the branch location in Purulia and West Bengal accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0000397 of Axis Bank for its Puruliya (West Bengal) branch located in Purulia, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Purulia and Puruliya, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Puruliya (West Bengal) or Purulia to get the exact IFSC Code UTIB0000397.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Purulia, then it will provide you proper information.
How to Use IFSC Code UTIB0000397 for Online Transfers?
Once you have the IFSC Code UTIB0000397 for the Puruliya (West Bengal) branch of Axis Bank in Purulia, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0000397. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000397.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Puruliya (West Bengal) in Purulia, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Puruliya (West Bengal), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Purulia manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000397.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ranchi Road Near Puruliya Club,Puruliya located in Purulia, Puruliya, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.