Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Brahmagiri branch in Puri, Brahmagiri, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in Puri or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code UTIB0005191. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Brahmagiri, Puri

Here are the key points that are associated with the IFSC Code UTIB0005191 of Axis Bank for its branch located in Puri, within the district of Brahmagiri in the state of Odisha.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0005191
Branch Brahmagiri
City Puri
District Brahmagiri
State Odisha
Address Axis Bank Ltd, Ground Floor,Plot No 273 911,Ward No 15,Brahmagiri

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Puri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005191 for the Brahmagiri branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Brahmagiri, Puri, Odisha, are given a unique IFSC like UTIB0005191 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Puri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Puri and Brahmagiri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Brahmagiri goes to the correct branch. This is important because Axis Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0005191

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Brahmagiri in Puri.

For example, the IFSC Code UTIB0005191 of Axis Bank for the Brahmagiri branch includes these elements, identifying the bank and the branch location in Puri and Odisha accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0005191 of Axis Bank for its Brahmagiri branch located in Puri, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Puri and Brahmagiri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Brahmagiri or Puri to get the exact IFSC Code UTIB0005191.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Puri, then it will provide you proper information.

How to Use IFSC Code UTIB0005191 for Online Transfers?

Once you have the IFSC Code UTIB0005191 for the Brahmagiri branch of Axis Bank in Puri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0005191. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0005191.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Brahmagiri in Puri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Brahmagiri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Puri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Brahmagiri, Puri?

The IFSC Code is UTIB0005191.

Is the IFSC Code UTIB0005191 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Brahmagiri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Brahmagiri branch?

The address of the branch is Axis Bank Ltd, Ground Floor,Plot No 273 911,Ward No 15,Brahmagiri located in Puri, Brahmagiri, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.