There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Puranpur branch in Pilibhit, Puranpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Pilibhit or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code UTIB0001848. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Puranpur, Pilibhit

The table below shows the main details of the IFSC Code UTIB0001848 for the Axis Bank branch in Pilibhit, which falls under the Puranpur district in Uttar Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0001848
Branch Puranpur
City Pilibhit
District Puranpur
State Uttar Pradesh
Address Ground Floor,Municipal No-330, Mohalla Ganesh Ganj,Station Road, Puranpur,Dist. Pilibhit, Uttar Pradesh, 262122

These details helps users in online banking and for businesses and individuals who use Axis Bank in Pilibhit for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001848 for the Puranpur branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Puranpur, Pilibhit, Uttar Pradesh, is provided with a unique IFSC like UTIB0001848 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Pilibhit.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pilibhit and Puranpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Puranpur do not get mixed with another location.

Format of the IFSC Code UTIB0001848

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puranpur in Pilibhit.

For example, the IFSC Code UTIB0001848 of Axis Bank for the Puranpur branch includes these elements, identifying the bank and the branch location in Pilibhit and Uttar Pradesh correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001848 of Axis Bank for its Puranpur branch located in Pilibhit, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Pilibhit and Puranpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Puranpur or Pilibhit to get the exact IFSC Code UTIB0001848.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Pilibhit that will provide accurate information.

How to Use IFSC Code UTIB0001848 for Online Transfers?

If you have the IFSC Code UTIB0001848 for the Puranpur branch of Axis Bank in Pilibhit, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001848. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0001848.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Puranpur in Pilibhit, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Puranpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Pilibhit manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Puranpur, Pilibhit?

The IFSC Code is UTIB0001848.

Is the IFSC Code UTIB0001848 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Puranpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Puranpur branch?

The address of the branch is Ground Floor,Municipal No-330, Mohalla Ganesh Ganj,Station Road, Puranpur,Dist. Pilibhit, Uttar Pradesh, 262122 located in Pilibhit, Puranpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.