For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Mall Road, Pauri branch in Pauri, Pauri, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Pauri or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code UTIB0004452. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Mall Road, Pauri, Pauri

Here are some of the key details that come with the IFSC Code UTIB0004452 of Axis Bank for its branch located in Pauri, within the district of Pauri in the state of Uttarakhand.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0004452
Branch Mall Road, Pauri
City Pauri
District Pauri
State Uttarakhand
Address Ground Floor, Khata No 086, Plot No. 104, Mall Road, Village Kandai, Pauri 246001

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Pauri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004452 for the Mall Road, Pauri branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Mall Road, Pauri, Pauri, Uttarakhand, is provided with a unique IFSC like UTIB0004452 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Pauri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pauri and Pauri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Mall Road, Pauri do not get mixed with another location.

Format of the IFSC Code UTIB0004452

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mall Road, Pauri in Pauri.

For example, the IFSC Code UTIB0004452 of Axis Bank for the Mall Road, Pauri branch has these elements, identifying the bank and the branch location in Pauri and Uttarakhand correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004452 of Axis Bank for its Mall Road, Pauri branch located in Pauri, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Pauri and Pauri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Mall Road, Pauri or Pauri to get the exact IFSC Code UTIB0004452.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Pauri, you'll get the correct details.

How to Use IFSC Code UTIB0004452 for Online Transfers?

Once you have the IFSC Code UTIB0004452 for the Mall Road, Pauri branch of Axis Bank in Pauri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0004452. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0004452.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Mall Road, Pauri in Pauri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Mall Road, Pauri, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pauri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Mall Road, Pauri, Pauri?

The IFSC Code is UTIB0004452.

Is the IFSC Code UTIB0004452 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Mall Road, Pauri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mall Road, Pauri branch?

The address of the branch is Ground Floor, Khata No 086, Plot No. 104, Mall Road, Village Kandai, Pauri 246001 located in Pauri, Pauri, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.