For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Dalhousie Road, Pathankot branch in Pathankot, Dalhousie Road, Pathankot, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Pathankot or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code UTIB0003456. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Dalhousie Road, Pathankot, Pathankot

Here are the key points that are associated with the IFSC Code UTIB0003456 of Axis Bank for its branch located in Pathankot, within the district of Dalhousie Road, Pathankot in the state of Punjab.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0003456
Branch Dalhousie Road, Pathankot
City Pathankot
District Dalhousie Road, Pathankot
State Punjab
Address Khasra No 21 35 1,Gr Flr

These details help users in online banking and for businesses and individuals who use Axis Bank in Pathankot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003456 for the Dalhousie Road, Pathankot branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Dalhousie Road, Pathankot, Pathankot, Punjab, are given a unique IFSC like UTIB0003456 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pathankot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pathankot and Dalhousie Road, Pathankot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Dalhousie Road, Pathankot goes to the correct branch. This is important because Axis Bank has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0003456

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dalhousie Road, Pathankot in Pathankot.

For example, the IFSC Code UTIB0003456 of Axis Bank for the Dalhousie Road, Pathankot branch includes these elements, identifying the bank and the branch location in Pathankot and Punjab correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003456 of Axis Bank for its Dalhousie Road, Pathankot branch located in Pathankot, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Pathankot and Dalhousie Road, Pathankot, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Dalhousie Road, Pathankot or Pathankot to get the exact IFSC Code UTIB0003456.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Pathankot, you'll get the correct details.

How to Use IFSC Code UTIB0003456 for Online Transfers?

Once you have the IFSC Code UTIB0003456 for the Dalhousie Road, Pathankot branch of Axis Bank in Pathankot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0003456. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003456.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Dalhousie Road, Pathankot in Pathankot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Dalhousie Road, Pathankot, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathankot to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Dalhousie Road, Pathankot, Pathankot?

The IFSC Code is UTIB0003456.

Is the IFSC Code UTIB0003456 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Dalhousie Road, Pathankot?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dalhousie Road, Pathankot branch?

The address of the branch is Khasra No 21 35 1,Gr Flr located in Pathankot, Dalhousie Road, Pathankot, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.