IFSC Code of Axis Bank, Golmuri, Jamshedpur, Jharkhand — UTIB0001484

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Golmuri branch in Paschimi Singhbhum, Jamshedpur, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Paschimi Singhbhum or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UTIB0001484. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Golmuri, Paschimi Singhbhum

The table below shows the main details of the IFSC Code UTIB0001484 for the Axis Bank branch in Paschimi Singhbhum, which falls under the Jamshedpur district in Jharkhand.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Paschimi Singhbhum for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001484 for the Golmuri branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Golmuri, Paschimi Singhbhum, Jharkhand, is provided with a unique IFSC like UTIB0001484 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Paschimi Singhbhum.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Paschimi Singhbhum and Jamshedpur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Golmuri do not get mixed with another location.

Format of the IFSC Code UTIB0001484

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Golmuri in Paschimi Singhbhum.

For example, the IFSC Code UTIB0001484 of Axis Bank for the Golmuri branch has these elements, identifying the bank and the branch location in Paschimi Singhbhum and Jharkhand correctly.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001484 of Axis Bank for its Golmuri branch located in Paschimi Singhbhum, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in Paschimi Singhbhum and Jamshedpur, print them on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Golmuri or Paschimi Singhbhum to get the exact IFSC Code UTIB0001484.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Paschimi Singhbhum, you'll get the correct details.

How to Use IFSC Code UTIB0001484 for Online Transfers?

Once you have the IFSC Code UTIB0001484 for the Golmuri branch of Axis Bank in Paschimi Singhbhum, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0001484. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0001484.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Golmuri in Paschimi Singhbhum, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Golmuri, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Paschimi Singhbhum manage online transfers as well as cheque clearances with ease.