IFSC Code of Axis Bank, Debra, Debra, West Bengal- UTIB0003912

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Debra branch in Paschim Medinipur, Debra, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Paschim Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0003912. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Debra, Paschim Medinipur

Here are some of the key details that come with the IFSC Code UTIB0003912 of Axis Bank for its branch located in Paschim Medinipur, within the district of Debra in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in Paschim Medinipur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003912 for the Debra branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Debra, Paschim Medinipur, West Bengal, are given a unique IFSC like UTIB0003912 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Paschim Medinipur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Paschim Medinipur and Debra.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Axis Bank in Debra goes to the correct branch. This is important because Axis Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code UTIB0003912

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Debra in Paschim Medinipur.

For example, the IFSC Code UTIB0003912 of Axis Bank for the Debra branch includes these elements, identifying the bank and the branch location in Paschim Medinipur and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0003912 of Axis Bank for its Debra branch located in Paschim Medinipur, the following methods can help:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Axis Bank branches in Paschim Medinipur and Debra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Axis Bank and navigate to the branch locator section. Search for Debra or Paschim Medinipur to get the exact IFSC Code UTIB0003912.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and Paschim Medinipur, you'll get the correct details.

How to Use IFSC Code UTIB0003912 for Online Transfers?

Once you have the IFSC Code UTIB0003912 for the Debra branch of Axis Bank in Paschim Medinipur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0003912. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0003912.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Debra in Paschim Medinipur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Debra, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Paschim Medinipur to handle online money transfers and get their cheques cleared smoothly.