Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Dishergarh branch in Paschim Bardhaman, Dishergarh, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in Paschim Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0005207. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Dishergarh, Paschim Bardhaman
Here are some of the key details that come with the IFSC Code UTIB0005207 of Axis Bank for its branch located in Paschim Bardhaman, within the district of Dishergarh in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005207 |
| Branch | Dishergarh |
| City | Paschim Bardhaman |
| District | Dishergarh |
| State | West Bengal |
| Address | Ground Floor, Holding No 135 1N, Dishergarh Puruliya Road, Dishergarh, Ps Kulti |
These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Paschim Bardhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0005207 for the Dishergarh branch of Axis Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Dishergarh, Paschim Bardhaman, West Bengal, is provided with a unique IFSC like UTIB0005207 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in Paschim Bardhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Paschim Bardhaman and Dishergarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Dishergarh do not get mixed with another location.
Format of the IFSC Code UTIB0005207
This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dishergarh in Paschim Bardhaman.
For example, the IFSC Code UTIB0005207 of Axis Bank for the Dishergarh branch includes these elements, identifying the bank and the branch location in Paschim Bardhaman and West Bengal accurately.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0005207 of Axis Bank for its Dishergarh branch located in Paschim Bardhaman, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in Paschim Bardhaman and Dishergarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Dishergarh or Paschim Bardhaman to get the exact IFSC Code UTIB0005207.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Paschim Bardhaman, then it will provide you proper information.
How to Use IFSC Code UTIB0005207 for Online Transfers?
Once you have the IFSC Code UTIB0005207 for the Dishergarh branch of Axis Bank in Paschim Bardhaman, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005207. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0005207.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Axis Bank Dishergarh in Paschim Bardhaman may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Dishergarh, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Paschim Bardhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005207.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor, Holding No 135 1N, Dishergarh Puruliya Road, Dishergarh, Ps Kulti located in Paschim Bardhaman, Dishergarh, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.