There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Jabuna branch in Paschim Barddhaman, Jabuna, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Axis Bank situated in Paschim Barddhaman or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0005364. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Jabuna, Paschim Barddhaman
Here are some of the key details that come with the IFSC Code UTIB0005364 of Axis Bank for its branch located in Paschim Barddhaman, within the district of Jabuna in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0005364 |
| Branch | Jabuna |
| City | Paschim Barddhaman |
| District | Jabuna |
| State | West Bengal |
| Address | Ground Floor Rs Plot No 375 Lr Plot No 420 Ji No 55 Airport Road Near Jabuna Primary School |
These details helps users in online banking and for businesses and individuals who use Axis Bank in Paschim Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0005364 for the Jabuna branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Jabuna, Paschim Barddhaman, West Bengal, are allotted a unique IFSC like UTIB0005364 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Paschim Barddhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Paschim Barddhaman and Jabuna.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Axis Bank in Jabuna reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code UTIB0005364
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jabuna in Paschim Barddhaman.
For example, the IFSC Code UTIB0005364 of Axis Bank for the Jabuna branch includes these elements, identifying the bank and the branch location in Paschim Barddhaman and West Bengal accurately.
How to Find IFSC Code for Axis Bank?
To find the IFSC Code UTIB0005364 of Axis Bank for its Jabuna branch located in Paschim Barddhaman, the following methods can help you out:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Axis Bank branches in Paschim Barddhaman and Jabuna, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Axis Bank and go to the branch locator section. Then search for Jabuna or Paschim Barddhaman to find the exact IFSC Code UTIB0005364.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Paschim Barddhaman will provide accurate information.
How to Use IFSC Code UTIB0005364 for Online Transfers?
Once you have the IFSC Code UTIB0005364 for the Jabuna branch of Axis Bank in Paschim Barddhaman, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0005364. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0005364.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Jabuna in Paschim Barddhaman, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Jabuna, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Paschim Barddhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0005364.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground Floor Rs Plot No 375 Lr Plot No 420 Ji No 55 Airport Road Near Jabuna Primary School located in Paschim Barddhaman, Jabuna, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.