IFSC Code of Axis Bank, Shyamnagar Feeder Road, Shyamnagar, West Bengal — UTIB0004054

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Axis Bank for its Shyamnagar Feeder Road branch in Parganas North, Shyamnagar, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Axis Bank situated in Parganas North or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code UTIB0004054. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Shyamnagar Feeder Road, Parganas North

The table below shows the main details of the IFSC Code UTIB0004054 for the Axis Bank branch in Parganas North, which falls under the Shyamnagar district in West Bengal.

These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in Parganas North for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0004054 for the Shyamnagar Feeder Road branch of Axis Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like UTIB0004054 is given to every bank branch, including Axis Bank located in Shyamnagar Feeder Road, Parganas North, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Axis Bank branch in Parganas North.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Parganas North and Shyamnagar.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Axis Bank in Shyamnagar Feeder Road doesn't end up at another location.

Format of the IFSC Code UTIB0004054

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shyamnagar Feeder Road in Parganas North.

For example, the IFSC Code UTIB0004054 of Axis Bank for the Shyamnagar Feeder Road branch includes these elements, identifying the bank and the branch location in Parganas North and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0004054 of Axis Bank for its Shyamnagar Feeder Road branch located in Parganas North, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Parganas North and Shyamnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Shyamnagar Feeder Road or Parganas North to get the exact IFSC Code UTIB0004054.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Parganas North that will provide accurate information.

How to Use IFSC Code UTIB0004054 for Online Transfers?

Once you have the IFSC Code UTIB0004054 for the Shyamnagar Feeder Road branch of Axis Bank in Parganas North, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0004054. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0004054.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Shyamnagar Feeder Road in Parganas North, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Shyamnagar Feeder Road, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Parganas North manage online transfers as well as cheque clearances with ease.