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IFSC Code of Axis Bank, The Lunawada Peoples Coop Bank, Lunawada, Gujarat — UTIB0SLPCB1

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its The Lunawada Peoples Coop Bank branch in Panch Mahals, Lunawada, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code UTIB0SLPCB1. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, The Lunawada Peoples Coop Bank, Panch Mahals

Below in the table are the key details related to IFSC Code UTIB0SLPCB1 of Axis Bank for its branch located in Panch Mahals, within the district of Lunawada in the state of Gujarat.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0SLPCB1
Branch The Lunawada Peoples Coop Bank
City Panch Mahals
District Lunawada
State Gujarat
Address Nr, Hatanakuwa, Lunawada 389230

These details help users in online banking and for businesses and individuals who use Axis Bank in Panch Mahals for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0SLPCB1 for the The Lunawada Peoples Coop Bank branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in The Lunawada Peoples Coop Bank, Panch Mahals, Gujarat, is provided with a unique IFSC like UTIB0SLPCB1 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Panch Mahals.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Panch Mahals and Lunawada.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in The Lunawada Peoples Coop Bank do not get mixed with another location.

Format of the IFSC Code UTIB0SLPCB1

The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Lunawada Peoples Coop Bank in Panch Mahals.

For example, the IFSC Code UTIB0SLPCB1 of Axis Bank for the The Lunawada Peoples Coop Bank branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat correctly.

How to Find IFSC Code for Axis Bank?

To find the IFSC Code UTIB0SLPCB1 of Axis Bank for its The Lunawada Peoples Coop Bank branch located in Panch Mahals, the following methods can help you out:

Cheque Book

The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Panch Mahals and Lunawada, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and go to the branch locator section. Then search for The Lunawada Peoples Coop Bank or Panch Mahals to find the exact IFSC Code UTIB0SLPCB1.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Axis Bank and Panch Mahals will provide accurate information.

How to Use IFSC Code UTIB0SLPCB1 for Online Transfers?

Once you have the IFSC Code UTIB0SLPCB1 for the The Lunawada Peoples Coop Bank branch of Axis Bank in Panch Mahals, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0SLPCB1. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0SLPCB1.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank The Lunawada Peoples Coop Bank in Panch Mahals, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in The Lunawada Peoples Coop Bank, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Panch Mahals to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in The Lunawada Peoples Coop Bank, Panch Mahals?

The IFSC Code is UTIB0SLPCB1.

Is the IFSC Code UTIB0SLPCB1 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank The Lunawada Peoples Coop Bank?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Lunawada Peoples Coop Bank branch?

The address of the branch is Nr, Hatanakuwa, Lunawada 389230 located in Panch Mahals, Lunawada, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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