IFSC Code of Axis Bank, Daltonganj, Daltonganj, Jharkhand- UTIB0001375

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Daltonganj branch in Palamau, Daltonganj, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Axis Bank located in Palamau or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code UTIB0001375. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Axis Bank, Daltonganj, Palamau

Here are the key points that are associated with the IFSC Code UTIB0001375 of Axis Bank for its branch located in Palamau, within the district of Daltonganj in the state of Jharkhand.

These details helps users in online banking and for businesses and individuals who use Axis Bank in Palamau for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0001375 for the Daltonganj branch of Axis Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Daltonganj, Palamau, Jharkhand, are allotted a unique IFSC like UTIB0001375 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Palamau.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Palamau and Daltonganj.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Daltonganj reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code UTIB0001375

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Daltonganj in Palamau.

For example, the IFSC Code UTIB0001375 of Axis Bank for the Daltonganj branch includes these elements, identifying the bank and the branch location in Palamau and Jharkhand accurately.

How to Find IFSC Code for Axis Bank?

If you are trying to find the IFSC Code UTIB0001375 of Axis Bank for its Daltonganj branch located in Palamau, the following methods can help:

Cheque Book

The cheque books that are issued by Axis Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Axis Bank branches in Palamau and Daltonganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Axis Bank and find the branch locator section. Search for Daltonganj or Palamau to get the exact IFSC Code UTIB0001375.

Mobile Banking App

If you use Axis Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Axis Bank and Palamau that will provide accurate information.

How to Use IFSC Code UTIB0001375 for Online Transfers?

Once you have the IFSC Code UTIB0001375 for the Daltonganj branch of Axis Bank in Palamau, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0001375. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0001375.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Daltonganj in Palamau, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Daltonganj, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palamau to handle online money transfers and get their cheques cleared smoothly.