Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Taki Hasnabad branch in North Two Four Parganas, Hasnabad, West Bengal, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Axis Bank located in North Two Four Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0003555. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Taki Hasnabad, North Two Four Parganas
Below in the table are the key details related to IFSC Code UTIB0003555 of Axis Bank for its branch located in North Two Four Parganas, within the district of Hasnabad in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003555 |
| Branch | Taki Hasnabad |
| City | North Two Four Parganas |
| District | Hasnabad |
| State | West Bengal |
| Address | Upper Ground Floor, Holding No.188, Khatian No 245, 251, 350, 277 Under Taki Municipality |
These details are crucial, not just for online banking users but also for businesses and individuals who use Axis Bank in North Two Four Parganas for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003555 for the Taki Hasnabad branch of Axis Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Taki Hasnabad, North Two Four Parganas, West Bengal, are given a unique IFSC like UTIB0003555 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in North Two Four Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like North Two Four Parganas and Hasnabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Taki Hasnabad goes to the correct branch. This is important because Axis Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0003555
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Taki Hasnabad in North Two Four Parganas.
For example, the IFSC Code UTIB0003555 of Axis Bank for the Taki Hasnabad branch includes these elements, identifying the bank and the branch location in North Two Four Parganas and West Bengal correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003555 of Axis Bank for its Taki Hasnabad branch located in North Two Four Parganas, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Axis Bank branches in North Two Four Parganas and Hasnabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Taki Hasnabad or North Two Four Parganas to get the exact IFSC Code UTIB0003555.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and North Two Four Parganas, you'll get the correct details.
How to Use IFSC Code UTIB0003555 for Online Transfers?
Once you have the IFSC Code UTIB0003555 for the Taki Hasnabad branch of Axis Bank in North Two Four Parganas, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003555. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003555.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Taki Hasnabad in North Two Four Parganas, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Taki Hasnabad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in North Two Four Parganas to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003555.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Upper Ground Floor, Holding No.188, Khatian No 245, 251, 350, 277 Under Taki Municipality located in North Two Four Parganas, Hasnabad, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.