Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Haflong branch in North Cachar Hills, Haflong, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Axis Bank located in North Cachar Hills or anywhere in Assam can transfer funds instantly by using the correct IFSC Code UTIB0003096. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Axis Bank, Haflong, North Cachar Hills
Here are some of the key details that come with the IFSC Code UTIB0003096 of Axis Bank for its branch located in North Cachar Hills, within the district of Haflong in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0003096 |
| Branch | Haflong |
| City | North Cachar Hills |
| District | Haflong |
| State | Assam |
| Address | Ground And First Floor Main Road Haflong Market |
These details helps users in online banking and for businesses and individuals who use Axis Bank in North Cachar Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0003096 for the Haflong branch of Axis Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Haflong, North Cachar Hills, Assam, are given a unique IFSC like UTIB0003096 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in North Cachar Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like North Cachar Hills and Haflong.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Axis Bank in Haflong goes to the correct branch. This is important because Axis Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code UTIB0003096
The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Axis Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Haflong in North Cachar Hills.
For example, the IFSC Code UTIB0003096 of Axis Bank for the Haflong branch has these elements, identifying the bank and the branch location in North Cachar Hills and Assam correctly.
How to Find IFSC Code for Axis Bank?
If you are trying to find the IFSC Code UTIB0003096 of Axis Bank for its Haflong branch located in North Cachar Hills, the following methods can help:
Cheque Book
The cheque book issued by Axis Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Axis Bank branches in North Cachar Hills and Haflong, print them on the first page of your passbook.
Bank Website
Visit the official website of Axis Bank and navigate to the branch locator section. Search for Haflong or North Cachar Hills to get the exact IFSC Code UTIB0003096.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Axis Bank and North Cachar Hills, you'll get the correct details.
How to Use IFSC Code UTIB0003096 for Online Transfers?
Once you have the IFSC Code UTIB0003096 for the Haflong branch of Axis Bank in North Cachar Hills, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code UTIB0003096. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0003096.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Haflong in North Cachar Hills, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Haflong, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in North Cachar Hills manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0003096.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ground And First Floor Main Road Haflong Market located in North Cachar Hills, Haflong, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.