Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Axis Bank for its Gorabazar branch in North 24 Parganas, Dum Dum, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Axis Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0002919. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Gorabazar, North 24 Parganas

Here are the key points that are associated with the IFSC Code UTIB0002919 of Axis Bank for its branch located in North 24 Parganas, within the district of Dum Dum in the state of West Bengal.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002919
Branch Gorabazar
City North 24 Parganas
District Dum Dum
State West Bengal
Address Gr Flr 39 1 Post Office Rd Nr Sbi And Chetna Cinema Po And Ps Dumdum Dist N 24 Parganas Pin 700028

These details help users in online banking and for businesses and individuals who use Axis Bank in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0002919 for the Gorabazar branch of Axis Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Gorabazar, North 24 Parganas, West Bengal, is provided a unique IFSC like UTIB0002919 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Axis Bank branch in North 24 Parganas.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like North 24 Parganas and Dum Dum.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Axis Bank in Gorabazar do not get misguided to another person.

Format of the IFSC Code UTIB0002919

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gorabazar in North 24 Parganas.

For example, the IFSC Code UTIB0002919 of Axis Bank for the Gorabazar branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002919 of Axis Bank for its Gorabazar branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in North 24 Parganas and Dum Dum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Gorabazar or North 24 Parganas to get the exact IFSC Code UTIB0002919.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and North 24 Parganas, then it will provide you proper information.

How to Use IFSC Code UTIB0002919 for Online Transfers?

Once you have the IFSC Code UTIB0002919 for the Gorabazar branch of Axis Bank in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0002919. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0002919.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Gorabazar in North 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Axis Bank in Gorabazar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North 24 Parganas manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank in Gorabazar, North 24 Parganas?

The IFSC Code is UTIB0002919.

Is the IFSC Code UTIB0002919 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Axis Bank Gorabazar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gorabazar branch?

The address of the branch is Gr Flr 39 1 Post Office Rd Nr Sbi And Chetna Cinema Po And Ps Dumdum Dist N 24 Parganas Pin 700028 located in North 24 Parganas, Dum Dum, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.