IFSC Code of Axis Bank, Electronic Complex (Salt Lake), Bidhannagar, West Bengal- UTIB0000319

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Axis Bank for its Electronic Complex (Salt Lake) branch in North 24 Parganas, Bidhannagar, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Axis Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0000319. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Electronic Complex (Salt Lake), North 24 Parganas

Here are the key points that are associated with the IFSC Code UTIB0000319 of Axis Bank for its branch located in North 24 Parganas, within the district of Bidhannagar in the state of West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use Axis Bank in North 24 Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000319 for the Electronic Complex (Salt Lake) branch of Axis Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Axis Bank located in Electronic Complex (Salt Lake), North 24 Parganas, West Bengal, are allotted a unique IFSC like UTIB0000319 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in North 24 Parganas.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like North 24 Parganas and Bidhannagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Axis Bank in Electronic Complex (Salt Lake) reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code UTIB0000319

The format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Electronic Complex (Salt Lake) in North 24 Parganas.

For example, the IFSC Code UTIB0000319 of Axis Bank for the Electronic Complex (Salt Lake) branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0000319 of Axis Bank for its Electronic Complex (Salt Lake) branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in North 24 Parganas and Bidhannagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Electronic Complex (Salt Lake) or North 24 Parganas to get the exact IFSC Code UTIB0000319.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and North 24 Parganas, then it will provide you proper information.

How to Use IFSC Code UTIB0000319 for Online Transfers?

Once you have the IFSC Code UTIB0000319 for the Electronic Complex (Salt Lake) branch of Axis Bank in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code UTIB0000319. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Axis Bank IFSC Code UTIB0000319.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Axis Bank Electronic Complex (Salt Lake) in North 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Electronic Complex (Salt Lake), here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Axis Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North 24 Parganas to handle online money transfers and get their cheques cleared smoothly.