The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Axis Bank for its Barrackpore (West Bengal) branch in North 24 Parganas, Barrackpur, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Axis Bank located in North 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code UTIB0000436. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Axis Bank, Barrackpore (West Bengal), North 24 Parganas
Here are some of the key details that come with the IFSC Code UTIB0000436 of Axis Bank for its branch located in North 24 Parganas, within the district of Barrackpur in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Axis Bank |
| IFSC Code | UTIB0000436 |
| Branch | Barrackpore (West Bengal) |
| City | North 24 Parganas |
| District | Barrackpur |
| State | West Bengal |
| Address | Disha Eye Hospital & Research Centre 99/1, S.N. Banerjee Road, Barrackpore,Distric |
These details help users in online banking and for businesses and individuals who use Axis Bank in North 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code UTIB0000436 for the Barrackpore (West Bengal) branch of Axis Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Barrackpore (West Bengal), North 24 Parganas, West Bengal, is provided with a unique IFSC like UTIB0000436 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Axis Bank branch in North 24 Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like North 24 Parganas and Barrackpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Barrackpore (West Bengal) do not get mixed with another location.
Format of the IFSC Code UTIB0000436
The format of the IFSC Code for banks, including Axis Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Axis Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barrackpore (West Bengal) in North 24 Parganas.
For example, the IFSC Code UTIB0000436 of Axis Bank for the Barrackpore (West Bengal) branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.
How to Find IFSC Code for Axis Bank?
If you are looking for the IFSC Code UTIB0000436 of Axis Bank for its Barrackpore (West Bengal) branch located in North 24 Parganas, the following methods can help:
Cheque Book
The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Axis Bank branches in North 24 Parganas and Barrackpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Axis Bank and look for the branch locator section, then search for Barrackpore (West Bengal) or North 24 Parganas to get the exact IFSC Code UTIB0000436.
Mobile Banking App
If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and North 24 Parganas, then it will provide you proper information.
How to Use IFSC Code UTIB0000436 for Online Transfers?
Once you have the IFSC Code UTIB0000436 for the Barrackpore (West Bengal) branch of Axis Bank in North 24 Parganas, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code UTIB0000436. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Axis Bank IFSC Code UTIB0000436.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Axis Bank Barrackpore (West Bengal) in North 24 Parganas, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Axis Bank in Barrackpore (West Bengal), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Axis Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in North 24 Parganas manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is UTIB0000436.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Disha Eye Hospital & Research Centre 99/1, S.N. Banerjee Road, Barrackpore,Distric located in North 24 Parganas, Barrackpur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.