Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Axis Bank for its Kanaka Mahal Centre branch in Nellore, Nellore, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Axis Bank located in Nellore or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code UTIB0002749. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Axis Bank, Kanaka Mahal Centre, Nellore

Below in the table are the key details related to IFSC Code UTIB0002749 of Axis Bank for its branch located in Nellore, within the district of Nellore in the state of Andhra Pradesh.

Particulars Details
Bank Axis Bank
IFSC Code UTIB0002749
Branch Kanaka Mahal Centre
City Nellore
District Nellore
State Andhra Pradesh
Address Old No 152 New No 305 Municipal Ward No 15 Sri Sai Complex Subedarpet Rd Nellore Ap 524001

These details are important not only for users using online banking but also for businesses and individuals who use Axis Bank in Nellore for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code UTIB0002749 for the Kanaka Mahal Centre branch of Axis Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Axis Bank located in Kanaka Mahal Centre, Nellore, Andhra Pradesh, is provided with a unique IFSC like UTIB0002749 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Axis Bank branch in Nellore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nellore and Nellore.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Axis Bank in Kanaka Mahal Centre do not get mixed with another location.

Format of the IFSC Code UTIB0002749

This is the format of the IFSC Code for banks, including Axis Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Axis Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kanaka Mahal Centre in Nellore.

For example, the IFSC Code UTIB0002749 of Axis Bank for the Kanaka Mahal Centre branch includes these elements, identifying the bank and the branch location in Nellore and Andhra Pradesh accurately.

How to Find IFSC Code for Axis Bank?

If you are looking for the IFSC Code UTIB0002749 of Axis Bank for its Kanaka Mahal Centre branch located in Nellore, the following methods can help:

Cheque Book

The cheque book that is issued by Axis Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Axis Bank branches in Nellore and Nellore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Axis Bank and look for the branch locator section, then search for Kanaka Mahal Centre or Nellore to get the exact IFSC Code UTIB0002749.

Mobile Banking App

If you use Axis Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Axis Bank and Nellore, then it will provide you proper information.

How to Use IFSC Code UTIB0002749 for Online Transfers?

If you have the IFSC Code UTIB0002749 for the Kanaka Mahal Centre branch of Axis Bank in Nellore, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code UTIB0002749. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Axis Bank IFSC Code UTIB0002749.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Axis Bank Kanaka Mahal Centre in Nellore, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Axis Bank in Kanaka Mahal Centre, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Axis Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nellore to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Axis Bank Kanaka Mahal Centre Nellore?

The IFSC Code of the Kanaka Mahal Centre Nellore branch is UTIB0002749.

Is IFSC Code UTIB0002749 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Axis Bank Kanaka Mahal Centre branch?

The branch is located at Old No 152 New No 305 Municipal Ward No 15 Sri Sai Complex Subedarpet Rd Nellore Ap 524001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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